Cookie Policy

Transparent information about how Clay and Linen uses tracking technologies to optimize your auto insurance research experience in Ontario.

Last Updated: 2024

Disclaimer: This document is for informational purposes and does not constitute legal advice.

1. Introduction

Welcome to Clay and Linen. We provide specialized insights into the Toronto and greater Ontario auto insurance market. To offer you the most relevant data on premium optimization and risk assessment, we use cookies and similar tracking technologies.

This Policy explains how we use these technologies, why we use them, and your rights to control our use of them. By continuing to use our website, you agree to the use of cookies as described here, subject to your specific settings.

2. What are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.

First-party cookies: Set by Clay and Linen to enable core site functionality.
Third-party cookies: Set by partners (like Google Analytics) for analysis and advertising.
Session cookies: Deleted automatically when you close your browser.
Persistent cookies: Remain on your device for a set period or until manually deleted.

3. Legal Framework & Compliance

Operating out of Toronto, Ontario, Clay and Linen complies with the Personal Information Protection and Electronic Documents Act (PIPEDA). While Canada does not have a specific "Cookie Law" like the EU's ePrivacy Directive, PIPEDA requires meaningful consent for the collection, use, and disclosure of personal information.

Furthermore, for our visitors from the European Economic Area (EEA) and the UK, we adhere to the General Data Protection Regulation (GDPR) and the UK GDPR / Data Protection Act 2018. We treat cookie identifiers as personal data where they can uniquely identify a user.

4. Cookie Categories

Category	Purpose	Duration
Strictly Necessary	Essential for navigating the site and using features like secure areas.	Session
Performance & Analytics	Help us understand how visitors interact with our insurance comparison tools.	2 years
Functional	Remember choices you make (like your Ontario region) to provide personalized tips.	1 year
Targeting/Advertising	Used to deliver ads more relevant to your auto insurance needs.	6 months

5. Third-Party Services

We use third-party services to enhance our content and analyze market trends. These providers may set their own cookies:

Google Analytics

We use this to track site traffic and user behavior to improve our "Risk Assessment" guides.

Social Media Plugins

Sharing buttons for LinkedIn and Twitter may track your interaction with our insurance articles.

6. Managing Your Preferences

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager or by adjusting your browser settings.

View Methodology

Browser Control

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.

7. Contact Information

If you have questions about our use of cookies or other technologies, please email us or write to us at our Toronto office:

Clay and Linen Privacy Team

Address: 452 Bay Street, Toronto, ON M5G 2G2

Email: Phone: +1 (270) 243-3652